Junior Savings & Certificates

It's a lesson that will last a lifetime. And the tuition cost can't be beat.

These days, $5 probably isn't enough to get your kids into the movies or fill them up with fast food. But it is enough to open a Junior Savings account at ALLIANCE where they can put their allowance money, cash gifts from grandparents, or paycheck from a part-time job.

But we're also looking at the bigger picture here. Just like learning a sport, a musical instrument, or good manners, it's best to start teaching financial responsibility early on. As one deposit follows another, children will get a kick out of saving for something they really want. And parents can take satisfaction that they've taught their kids something that will help them lead successful lives.

• Junior accounts open to young people age 17 and under
• $5 deposit to open an account
• Account earns dividends if balance remains over $50
• Learn good money-management skills through Banzai, bring in the certificate of completion and we'll deposit up to $25 in the account
• Minor becomes an official member-owner of the credit union
• Parents are joint holders of the account, allowing them to keep an eye on the funds

Junior Certificates

As young people earn a little more money, they can invest in a special Share Account that lets them take another step on the road to becoming a smart saver.

• Two-year Certificate designed for young people
• Earn a special promotional rate
• Minimum $100 opening deposit
• Visit one of our Texas branches for more details