We recognize that a lot of successful people go it alone.
Things are changing. More people are earning money in non-traditional ways. Running solo businesses. Juggling freelance gigs. While many lenders have been slow to adapt their lending guidelines, we're happy to offer self-employed individuals access to a full menu of our credit union home loan products.
- Home purchase, refinance and cash-out loans for self-employed homeowners in Lubbock, TX and surrounding counties
- Borrow up to 80% of home's value
- Credit scores as low as 620
- Owner-occupied and second homes
- No W-2 or tax return necessary
- Must show 12 months of personal bank statements
- Two years of self-employment required
We're here to help
More information about Mortgage Affordability Calculator
Run the numbers to find out how much of a mortgage you can afford based on your income and budget.
More information about Mortgage Application Checklist
Here's a comprehensive list of everything you'll need to apply for a loan to help prepare you for the lending process.
More information about Your Guide to Home Buying Lingo
Explore our glossary of common real estate terms with definitions you can actually understand.