Second Chance Checking
Sometimes a fresh start is all you need to get things back on track.
Open Account Check Rates
Benefits and support to help you reach your financial goals, faster.
Second Chance Checking Includes:
Free Instant Issue Visa debit card
Free Online and Mobile Banking
No minimum credit score requirement
Free iSave
Low $50 minimum opening deposit
Everyone needs a second chance every now and then.
Start fresh with no minimum credit score requirement and access to your money when and where you need it.
- No minimum credit score requirement
- Free Instant Issue Visa Debit Card
- Free Bill Pay (with three or more bills per month; $5 if not met, see fee schedule)
- Free Online & Mobile Banking let you tap into your account 24/7
- Low $50 minimum opening deposit
- Free iSave feature rounds up your debit card purchases to the nearest dollar and sends the change directly to savings
- $10 Monthly Service Fee
A direct deposit of $500 or more monthly or an ALLIANCE business account is required to qualify for Second Chance Checking.
More information about Calculators
Convenient and easy to use, our calculators provide good data to make better decisions.
More information about Education
Access our Financial Education articles for the most important financial decisions of your life.
More information about Mobile App
Access your accounts wherever you go and whenever it’s convenient.